RESIDENTIAL
LOAN TYPES
FannieMae
FreddieMac
USDA-Rural
Hard Money
1st&2nd Combos
Construction
Lot Loans
SONYMA
Jumbo
FHA
VA
LOAN TERMS
Fixed
Adjustable
40/30/25/20/15/10 year terms
Graduated Payments (GPM)
Temporary Buydowns
Balloon
PAYMENT TYPES
Full Amortization
Interest Only
Pick-A-Payment
NegAm
PROPERTY TYPES
Single Family
2-4 Units
Condos
Co-Ops
PUD’s
Urban Village
Condo-Tels
Mixed Use
New Construction
Vacation Homes
Investment Properties
LOAN PROGRAMS
Purchases
Refinances
Home Equity Loans
Home Equity Lines of Credit
First Time Home Buyers
100%-106% Financing
Seller take back 2nd’s/Concessions
Gift of Equity/Deed Transfer
Divorce/Estate Buyouts
Debt Consolidations
Home Improvements
Cash out for ANY REASON
Rehabilitation/Re-Construction
Lender Paid Mortgage Insurance
Foreclosure/Bankruptcy Bailouts
Bad credit OK
No Credit OK
Bankruptcy OK
Foreclosure OK
No Income Verification
No Asset Verification
No Doc/Low Doc Loans
| COMMERCIAL
LOAN TYPES
Acquisition and Development
Agricultural/Farm
Apartment Complexes
Assisted Living
Automotive
Boarding Houses
Bridge Loans
Business Loans
Churches/Worship
Construction
Day Care Facilities
Dry Cleaners
Equipment Loans
Free Standing Single Unit Buildings
Gas/Service Stations
Hard Money
Hospitality/Hotel/Motel
Industrial
Land/Lot
Laundromats
Leisure
Medical
Mixed Use
Mobile Home Parks
Multifamily
Office Buildings/Complexes
Office Condos/Co-Ops
Parking lots/garages
Rehabilitation Facilities
Restaurants
Retail
SBA Loans
Senior Care Homes
Self-Storage
Truck stops
Unique property
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